Increase Your Success by Having More Fun

Have you ever met someone who is extremely successful that also seems completely happy and wondered what they were doing differently?  As it turns out they don’t have any secrets, they simply focus on happiness and success follows. Happiness and success are subjects that have been researched and written about endlessly. Shawn Achor, who wrote [...]

By | October 15th, 2014|Business Owners, Families with Young Kids, Professionals|

6 Misconceptions about Retirement Planning and How to Overcome Them

Did you know the language you speak has an impact on your disposition towards saving money and how you make financial decisions? Part of the challenge we face with saving today for our future self is that in the English language, we speak of the future differently than we do of the present or past.  In other words, our [...]

By | June 2nd, 2014|Families with Young Kids, Professionals|

Vanguard study finds how much value is added by advisors, and it’s a lot.

Quantifying the value of any service can be difficult, and quantifying the value of the service provided by a financial advisor is no exception.  Vanguard is known in the financial industry for its low-cost funds, index investing, and has been spearheading the do-it-yourself movement.  However, they recently released a report using their very own data [...]

By | May 30th, 2014|Families with Young Kids, Professionals|

Financial New Year’s Resolution Starter Kit

In the US, 45% of people make New Year's resolutions.  The third most common goal (behind losing weight and getting organized) is spending less and saving more.  Sadly, only 8% of people will achieve this goal because they don't have an action plan to help them do it.  Although their intentions are the same as [...]

By | January 15th, 2014|LotusGroup Blog, Professionals|

How Black Friday is Designed to Make You Behave Like an Idiot

Black Friday is this week and it is the greatest test of your financial behavior of the year. The promise of getting the most incredible savings of your lifetime on that TV or computer you've been eyeing all year, as well as the chance to get all your holiday shopping done in one day.  Oh, [...]

By | November 27th, 2013|Families with Young Kids, Professionals|

The Financial Implications Of FOMO (The Fear Of Missing Out)

FOMO Defined FOMO, or the “Fear Of Missing Out”, can lead to a fun, spontaneous life, but it can also lead to financial ruin. We've all heard the age-old saying, “The best things in life are free”, but in reality, living a fun-filled life of travel and adventure requires a constant flow of cash.  Unlike [...]

By | October 15th, 2013|Business Owners, Families with Young Kids, Professionals|

6 Home Buying Mistakes To Avoid

When you say to a new homeowner - “Congratulations on your new home!”  What you’re really saying is - “Congratulations on $400,000 of new debt!” Owning a home is part of the American dream, for better or worse.  If executed correctly, home ownership can absolutely add net worth in the long run. However, it can [...]

By | July 12th, 2013|Families with Young Kids, Professionals|

How to Improve Your Life Through Outsourcing

Close your eyes (only for a moment and then keep reading!).  Now imagine you managed to ‘find’ a few extra hours every week.  In fact, imagine that you have more time than everyone else around you.  You can spend your extra few hours on anything you’d like, whether that be closing an extra deal, or [...]

By | May 31st, 2013|Families with Young Kids, Professionals|